तैयार करनी चाहिए या Canadian banking system होना मॉडल for a restructured financial system in the United States? हां, argues Canadian journalist Theresa Tedesco में “ग्रेट सॉल्वेंट उत्तर,” her recent Op-Ed piece in the न्यूयॉर्क टाइम्स.

“दुनिया उल्टा ठुकरा दिया?” she asks:

अमेरिका, the capital of capitalism, is pondering nationalizing a handful of banks. तब तक, कनाडा, whose banking system had long been notorious for its stodgy practices and government coddling, is now being celebrated for those very qualities.

Tedesco लिखते, “The Canadian banking system, जो साबित resilient in the global economic crisis, is finally getting its day in the sun. A recent World Economic Forum report ranked it the soundest in the world, mostly as the result of its conservative practices. (संयुक्त राज्य अमेरिका 40 स्थान पर रहीं).

कनाडा में, जहां “the five major chartered banks, the few regional banks and handful of large insurance companies are all regulated by the federal government,” Tedesco argues that, “पांच बड़े कनाडा के बैंकों — Royal Bank of Canada, Toronto-Dominion Bank, बैंक ऑफ नोवा स्कोटिया, Canadian Imperial Bank of Commerce and Bank of Montreal — survived the recent turmoil relatively unscathed. Their balance sheets remain intact and their capital ratios are comfortably above requirements.”

शायद, she concludes, “Since Mr. Obama seems to admire the Canadian banking system, his administration might want to take a page out of its playbook.”

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